AU SwipeUp Credit Cards

Assured Upgrade on Your Existing Credit Card

Introducing SwipeUp, an innovative platform that offers an upgraded Credit Card to your existing Credit Card from other banks. You will get Higher Reward Points, Exciting Cashbacks, Increased Credit Limit, and many other benefits with our all-new Xcite series of Credit Cards - all at Zero Joining / Annual Fee.

Credit Card Features

Our range of three new Credit Cards on SwipeUp platform offer an amazing array of benefits to give you the ultimate consumer experience. Bank has introduced this platform to provide better experience to the customers on their existing credit cards

  • Zero membership fee
  • Higher reward points
  • Higher credit limit
  • HIgh cashbacks
  • Value-addred features in comparison to your existing other bank credit cards
  • Complementary device insurance

Other Brand Benefits

Rewards and Cashbacks
  • 2 Reward Points on every retail spend of Rs. 100 and 15 Reward Points on dining, movies, departmental stores, and groceries with AU Xcite credit card.
  • 1% cashback on monthly spends of Rs. 7,500, 2% cashback on monthly spends of Rs. 12,500, and 3% cashback on monthly spends of Rs. 20,000 with AU Xcite Ace credit card.
  • 4 RPs on every offline spend of Rs. 100, 8 RPs on every online spend, and 12 RPs on every international spend of Rs. 100 with AU Xcite Ultra Credit Card
Device Protection Plan
  • Pay using your AU Credit Card and get 1 year screen damage protection for your mobile phones and tablets for FREE.
Travel Benefits
  • 2 complimentary railway lounge access per quarter with AU Xcite credit card
  •  2 complimentary domestic airport lounge access per quarter with AU Xcite Ace credit card
  • 2 free domestic airport lounge and 2 railway lounge access every quarter with AU Xcite Ultra credit card
Other Benefits
  • 1 % fuel surcharge waiver on fuel purchase worth from INR 400 to INR 5000
  • Get up to 30% discount on dining across over 300 partnered restaurants.

Exclusive Offer For Our Customers Only

Get amazon voucher of INR 500 on each card

Take advantage of our exclusive offer! Apply for a credit card through our platform and receive a complimentary Amazon voucher upon approval. There's no limit to the number of vouchers you can earn—each approved card means another voucher for you. Start maximizing your shopping experience today!

Note: You will automatically received vouchers once we will receive approval of card from bank.